Home Improvement Tips: Ways to Increase the Value of Your Home

Reasons for A Redo

Home improvement projects often begin with someone saying, “Wouldn’t it be nice if… ?” usually followed by a wish for a remodelled kitchen or a room addition for space to accommodate every family member’s needs. More often than not, reality and dreams don’t coincide, due to limited funds for realizing the dream, or limits on the available space. The trick: turning your dreams into reality. Begin with a realistic evaluation of your needs. Homeowners usually consider home improvements for one of the following reasons.

You may feel the need to update something that is out-of-date. If your kitchen colour scheme was perfect a few decades ago but no longer works, now may a good time to update it.

Some home improvement projects grow out of an immediate need to replace broken or inefficient fixtures. If a sink, tub, or toilet needs to be replaced, consider taking advantage of the opportunity to do a makeover on the entire bathroom.

If you’re preparing to sell your home, you’ll want to be sure to get top dollar from the sale. That’s great motivation for some home improvement projects.

You have decided that staying put and improving your home is a better option than moving.

Your family has grown and you need more space.

Improving to Move? or Improving to Stay?

Evaluate your plans carefully if you’re improving your home to list it for sale. Cutting corners may hurt your prospects rather than helping them. But don’t go overboard either. Potential buyers may prefer not to pay for some of the extras, such as a hot tub or pool. You’re better off keeping the changes simple.

And remember that buyers who view your home may not share your tastes and may not appreciate the care you took to find just the right shade of green paint for the walls.

You’ll find that improving to sell is easier if you can think about it from the prospective buyer’s point of view: What is important to the home buyer? Here are a few remodelling projects buyers are likely to find valuable:

Adding or remodelling a bath

Improving the kitchen

Adding a new room

Landscaping

Adding a bedroom

Adding or enclosing a garage.

If you’re remodelling because you want to stay in your home, you should still avoid over-improving it. You’ll probably want to sell it someday, and even if your house is the best on the block, it may be difficult to convince potential buyers to pay for the things you considered important. And when you consider making improvements, keep in mind the value of other homes in the area. Your home’s value should not be more than 20% above the average, which means that a $10,000 kitchen improvement project well could be a better investment than a $10,000 hot tub, especially if yours will be the only home in the area with a hot tub.

Home Maintenance versus Home Improvements

It’s unfortunate that some home improvement projects are undertaken because something has broken. Replacing a leaky bathtub may be the first step to a major bath remodeling: since the tub has to be replaced anyway, why not do the whole room?

While that might be a legitimate reason to remodel, avoid basing your home improvement projects on immediate needs. You’ll be better off if you minimize problems with proper maintenance. Examine every part of your home at least once a year. Check the roof, the plumbing, electrical wiring, etc. As soon as become aware of a problem, fix it. Making repairs when you’re first aware of them will help you avoid larger expenses later on. Keep in mind that maintenance does not add to the value of your home. Usually repairs are not improvements; they are necessities.

Hiring Professionals May Save You Time and Money

It should go without saying that home projects can be expensive, so you may be tempted to tackle them yourself as a way to save money. That may be a smart move for small projects. You won’t have to wait for someone to fit your house into their busy schedule, and you can boast about having done the work yourself.

But unless you’re very versatile, major home improvements are better left to professionals. If you decide to remodel the kitchen and plan to do the work yourself, will you be able to handle the plumbing, electrical, and carpentry work on your own?. And don’t forget that you’ll need to finish it quickly, because you won’t have a kitchen as long as it’s a “work in process” and eating three meals a day in restaurants could get expensive. Keep in mind, do-it-yourself jobs generally take more time. And you’ll be responsible for getting all the necessary permits and inspections.

Hiring people who have the required experience can save you money and time, too. For example, these professionals can help you get a custom look using stock products, and that can be a significant savings. Getting something done right the first time will give you value that lasts for years.

To find qualified and dependable home improvement specialists, check with friends, business associates, and neighbours for recommendations. Always get at least three references, and check them out thoroughly. Also check with the local chapter of the Better Business Bureau or Chamber of Commerce. Their numbers can be found in the community services section of your telephone book.

Once you’ve located the necessary home improvement specialists, make sure everyone is in agreement about the design, the schedule, and the budget, and get the details down in writing in a signed contract.

It’s also wise to check on professional certifications and licenses, where required, and be certain that the contractors you hire are fully insured and bonded. Your town or city Building Department can provide that information. And it’s very important that you make sure contractors carry workers’ compensation insurance: if workers are injured on the job, you won’t be liable if the contractor is covered. Request copies of their insurance certificates. And make sure that either you or your contractor have gotten any necessary permits before the work begins. Contact your local Planning and Zoning Commission for information.

Here’s a quick overview of some of the professionals you may need to work with when you remodel your home:

Architect: Architects design homes or additions from the foundation to the roof. If your project will require structural changes such as adding or removing walls, or if the design is complex, you will probably need an architect. Since architects may charge an hourly or a flat fee, make sure you get an estimate of the total cost: drawing up the plans for a major remodeling project can take 80 hours or more.

Contractor: The contractor oversees the home improvement project, including hiring and supervising workers, getting the necessary permits, making sure inspections are done as needed, and providing insurance for work crews. It’s always a good idea to get proposals from one or more reputable contractors, based on the specific details of your project.

Be sure each contractor bids on exactly the same plan so that you can compare their bids more easily. When you’ve chosen a contractor, make sure the contract specifies that you will pay in stages. You’ll usually pay one third when the contract is signed so that the contractor can buy supplies. The number and timing for making the remaining payments will depend on the size of the project. Do not make the final payment until all the work is successfully completed, inspected, and approved.

Interior Designers: Interior designers are specialists who will provide advice on furnishings, wall coverings, colors, styles, and more. They help save you time by narrowing your selection, and save money because they usually receive professional discounts from their suppliers. When meeting with an interior designer, be sure to tell them about your personal style and preferences. Expect to pay anywhere from $50 to $150 per hour, or you may be able to negotiate a flat fee of approximately 25% of the total project cost.

Women’s Choice – Home Business Opportunities

Work from home business opportunities – earn from home. Home business opportunities are in great demand today especially for women and even more so for mothers. I bumped in a good story today about a mother who is earning thousands of dollars per month just by staying at home.

She shared how she could not believe her earnings while still having able to stay at home and take care of her child.

“I was kind of depressed just after I had my first child. I knew I had to stop working because I had to take care of my baby. I became really depressed for about three months. I had no income. Life was hard but when a friend told me to try applying for some online jobs, my life changed. ” – Emma Moore.

“I encourage all moms to try work from home business opportunities; you get to take care of your child and earn at the same time. Such a treat! Every mother should try this.” – Germane Gil.

These are two real life stories of women who have found delight in working at home. There are so many benefits when you have the advantages that home business opportunities can provide.

Why women should choose home business opportunities!

There are so many women struggling to combine motherhood duties with a career. This struggle ends now. With home job opportunities, more women and mothers will find that they are able to do both duties effectively.

1.) No more feelings of guilt. Naturally, women take care of both their husbands and children. When faced with a challenging budget, women are torn between family duties and job tasks. Sometimes there is a guilty feeling of not being able to provide and/or not being able to take care of their family can arise. With home job opportunities, this struggle will end. While taking care of your family, you can also earn while in the comfort of your own home.

2.) What matters most. With work from home business opportunities, you do not have to choose between your career and your family. You can do it all. While you can take care of them at home, you can also earn and while spending time with them. This is why women-mothers should choose home jobs.

3.) You will save more. The role of saving and budgeting is always given to women. For the most part, it is always hard to budget and more so to save when you hardly have enough money to get by. With this reality at hand, you find yourself guilty about not being able to help with the finances at home. With work from home business opportunities, this struggle ends. You will be able to help with your finances while at home with home business opportunities. Budgeting and saving will be easier and more convenient.

“I am really delighted with the presence of these home business opportunities. My family is more happy and fulfilled. I get to take care of them while earning. No more saggy faces. We are happier. The income that I get is certainly a big add- on to our monthly income.” – Gracey Jones

“There is nothing better than owning your own time when you are a mother. Duties run from here and there. You can’t let an employer own your time. Some home business opportunities are just perfect for mothers. Right now, I get to tend to my two year old baby; send my seven year old son to school; take care of my husband while earning. I work on my extra time. I am one happy-fulfilled mother,” -Rita Knowles.

These are the reasons why women choose to work from home. They are able to fulfill home duties while having the delight of earning more money. Try it now. There are many home business opportunities for you to look at so why not start right now?

5 Easy Home Improvement Projects That Make Your Home Feel Like New

Would you like to live in a new home? A home improvement project can be an easy way to change the look and increase the appeal of your home, make it feel like new. Below are five very easy ways to improve your home and increase the value at the same time. Home improvement projects do not have to take a lot of time or money to make your home look better.

Easy Home Improvement Project – Kitchen

Paint the kitchen cabinets. An easy kitchen home improvement project that most anyone can do is to repaint the cabinets. A dull, lifeless kitchen can easily be brought back to life by a new coat of paint on the cabinets. Select a bright, crisp color and a new coat of paint on the cabinets will change the look of the kitchen. It will look clean and fresh. With the sharpness of the new paint, the kitchen will appear and feel larger. A light, bright color seems to expand the feel of the room.

For a finishing touch that will complete the cabinets in your kitchen home improvement project change the hardware. Cabinet hardware can become dull and worn over a long life of use. Changing the knobs and handles will drastically change the appearance of the cabinets and give the kitchen a newly remodeled look.

Easy Home Improvement Project – Flooring

Replace carpet flooring. Old, worn carpet is thin, hard and makes a home look dirty and dungy. Replace old carpet with new in your next home improvement project. New carpet adds a soft touch. It looks good and insulates to some extent. If you have a limited budget, purchase good carpet padding and an inexpensive carpet. The result will be a thick expensive feel.

Easy Home Improvement Project – New Faucets

Change the faucets in the kitchen and bathroom sinks. Old faucets dull and wear with age. Replacing faucets will give the sink a fresh new appearance.

This home improvement project is much simpler that it may sound. You can hire a plumber to install new faucets or you can do it yourself. Nice faucets can be purchased at your local hardware store, along with proper plumbing supplies that are quite easy to install.

Easy Home Improvement Project – Painting

Paint the exterior and the interior of your home. A fresh coat of paint is a simple home improvement project that will give your home a new clean look. The exterior appeal will look inviting to visitors and the fresh new interior will make them glad they entered. This is a relatively inexpensive, simple home improvement project that you can hire done or you can do it yourself.

Easy Home Improvement Project – Driveway

A very easy home improvement project that will add a new look to the exterior of your home is to pressure wash the concrete driveway. Over the course of a short season, a concrete driveway will get dirty and grungy. Simply rent a pressure washer and wash the driveway. The process is not hard but it is a slow process. The result will be worth the time. The concrete will look like it has been recently placed.

So there it is – five easy home improvement projects that will make your home feel like new. If you want to improve the appeal and add value to your home, try one or more of these home improvement projects.

Home Improvement Loans in UK – Manufacturing Home of Your Choice

How do you see your home? Are you always thinking of ways to make it better? You are heading straight towards home improvement. It is oft-quoted and usually it should be that your home should be a reflection of your own self. Rarely do we get a chance to mould into our own vision. Home improvement loan in UK is that one prospect that furnishes choice and freedom to find that home we started out with.

Millions of home owners in UK undertake home improvement projects every year. With current environment of strong housing demands and historically low interest rates, home improvement loan in UK have experienced incomparable activity. 24% of 2.4 billion loans taken every year, in UK, are for home improvement. Home improvement not only provides comfort and peace but it increases the value of home. Home improvement aid to build equity and achieve financial security.

Home improvement loans for UK homeowners provide maximum flexibility to carry out safety and health repairs. Before taking home improvement loans try to analyze why you want to make home improvement. If you are improving for the purpose of selling in UK, try putting yourself into the homebuyer’s position before making improvements. Home improvement loans will serve their purpose well if you take them for any of the following reason –

o Adding a new room like a bedroom

o Adding or remodeling a bath

o Adding or enclosing a garage

o Improving the kitchen

o Landscaping

o Health and safety repairs

o Electrical and Plumbing

o Roof, gutters, sewer or water lines repairs

Remember a home improvement loan should be taken for improvement rather than repairs. Repairs are for maintenance and would not as a rule add to the value of the home. In fact rather than concentrating on immediate repairs, look at the whole picture. Home improvement loans will be worth it if you have taken care to minimize the problem rather than fixing it. This will avoid a larger expense later on. Home improvement loans in UK will finance your remodeling plan, no matter how you intend to do it – via a contractor or yourself.

While taking home improvement loans, you can take any of the under given options.

o A second mortgage for home improvement enables you to borrow against your home. It will allow you to borrow about 80% of the value of your home minus the original mortgage.

o Home improvement loans via refinancing means taking out a new mortgage. For extensive remodeling, this home improvement loan is not right. To refinance, generally you’ll need to have equity in your home, a solid credit rating and a steady income.

o You can take home equity loans for home improvement. A home equity line of credit, you are not charged interest rates unless you make withdrawals. The interest rates on home equity loans are tax deductible. However, read the terms carefully before you sign. If your home improvement loan is an ‘interest only’, then you pay interest for the term of the loan and the whole amount at the end of the term.

o An unsecured loan for home improvement in UK will be ideal for projects costing £10,000 or less. A lender will evaluate home improvement loans keeping in mind your credit history and income.

All the option which holds your home as security is secured. You can loose your home in case of non repayment.

Home improvement loans like any other loan should not intend to break the bank. Also, do not let the home improvement bug bite you and eventually make you do improvements that do not pay. Choose wisely while improving home and taking money against it. You are looking at your home and thinking “it would be nice if……..” and then suddenly the reality dawns upon you. You start calculating and find that you are short of money. Home improvement loans will bridge the gap.